Significant economic turbulence is having a particularly big impact on the residents we serve. Food prices have jumped by 11% and energy costs have skyrocketed. For those who own their own home, mortgage rates have hit levels not seen since the 2008 financial crash, tightly squeezing family budgets. Meanwhile, few are untouched by rampant inflation, including not-for-profit housing associations, which have seen costs for vital materials for repairs and maintenance work increase by as much as 16.8%, for example.